SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Annual Maximum: $10,000, $20,000 or unlimited. Questions? How it works Track your claims at home and on the go with our convenient online portal. Once you have a pet insurance policy, your dog or cat will be covered for life. Find more information on preventative care coverage here. We advise all paw-rents to insure their pet at a young age. Spot Pet Insurance offers a 30-day money-back guarantee. 251.5462. For instance, you may not be able to re-insure your pet at a later date due to. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. All provision indicating an ongoing obligation, which include but are not limited to 1. Reimbursement Options: 90%. What can I do instead of canceling my policy? There are nearly 4 million cats and dogs insured in . When calling our call center, please provide the representative with this priority code: Spot Subscribe Yes. I recently got my pup, Aleister, covered with Spot Pet Insurance, which has a great partnership program through my work. Visit ourdog insuranceandcat insurancepages for more information about plans. If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. How long does spot take to process claims? Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. To cancel, click on "Pets Best Pet Health Insurance". You're on the Spot US website. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. Consumer Rating is a Fetch by The Dodo Partner. Get email updates to help your pets lead happier, healthier lives. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. You accept these changes by renewing your policy. Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. Licensed Insurance Producer - Pawlicy Advisor. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. Plans provided by Spot do not cover pre-existing conditions. Wagmo. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. Please have your PIN ready when calling. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. NOTICE TO KENTUCKY APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act which is a crime. Does Pet Insurance Cover End of Life Expenses? If you decide to cancel your policy, everything your four-legged friend has been treated for while they were insured will be considered a pre-existing condition by other insurers. Does Spot Offer a Plan for Preventive Care Coverage? 90%. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. From the name, this coverage reimburses you for expenses incurred in case of . How do I Determine if My Pet Has a Pre-existing Condition? All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. You can view our sample policy here: https://Spotpetins.com/sample-policy/. With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Based on a comparison of top pet insurance companies on ConsumerRating.org. In the end, you'll likely pay thousands of dollars for insurance if you maintain the policy over the life of your pet. You will need to provide your policy number and the date you would like the cancellation to take effect. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. If you are filing a claim, you will need to submit the itemized invoice. Spot has no one-time fees and a $2 transaction fee for every payment (waived if you pay annually). Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. When you need to visit the vet for a covered condition, you can submit a claim for reimbursement of the eligible expenses. Yes, you can add preventive care coverage to your policy for a little more cost. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. The winning Entrants are responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. CONDUCT. This means that any illnesses or injuries related to that condition will not be covered. Preventive Care reimbursements are based on a schedule. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. To cancel your pet policy, contact Petplan at 1.844. The winner will be announced January 10, 2023. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. CHOICE OF LAW. If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. Submit your claim on the Spot Pet Insurance website by. Pet Insurance plans provided by Spot do not cover pre-existing conditions. Can . For plans other than Preventive Care,. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Even if you focus on insured pets, the risk is rarely . Spot Pet Insurance Logo, Copyright 2023. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. There is no upper age limit for coverage or enrollments. 303 Banyan Blvd, Suite 101. The role of the producer in any particular transaction involves one or more of these activities. Our Vet Care Providers. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. Food geek. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. Dont let your pet develop a pre-existing condition before theyre insured. What you should know. Is it worth shopping around for pet insurance? In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. Grooming. These notes are kept by your veterinarian and are not typically sent home with you. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. Pets covered: Dogs, cats. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. Key Features. NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Once your deductible is met, you will be reimbursed for eligible expenses according to the reimbursement percentage you select. Is no upper age limit for coverage or enrollments this coverage reimburses you for expenses incurred in case.! Insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their might. 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